Buy a San Diego home, San Diego Open Houses, Open House Genie

Interested in buying a home?

We can help you from start to finish.

It's actually much easier than you think. We work with buyers of all income ranges who purchase their first home or multiple homes.

In all cases it's best to get completely pre-approved from a very high quality lender. We recommend in this difficult lending environment that you first talk to your personal bank. Banks and credit unions are called direct lenders ~ they provide the money and make the final decision about you with no middle person ~ and their pre-approvals are legit and real.

Mortgage brokers are that middle person who can shop your qualifications to various lenders to find you the best deal. Mortgage brokers typically charge you 1 percentage point of your loan value as a fee for their service. The final lender will have fees in all cases.

Sometimes it's harder to work with a mortgage broker whose resources for lending may change their underwriting rules midstream, causing you angst and stress as you're trying to get through a deal. At this moment, we see greater success for buyers when they chooose a direct lender.

Following the process of a real pre-approval (not a prequalification, which is nothing), please visit our page to search for homes. In addition, we can set you on an automatic email system where homes matching your needs are emailed to you the moment they hit the market.

We typically take buyers out to shop for homes after their pre-approval is done and they've seen a few homes online that they like.

We write an offer for you, offer excellent counsel on negotiating tips, work with you from these steps through acceptance through to your new house keys delivered in a Tiffany blue bag on a Tiffany key chain.

How can we help you today? Start by asking us questions. Info at openhousegenie.com